德索托的理论并非纸上谈兵。他曾亲自参与秘鲁的改革，而且一度取得显著效果。
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海上保险事故，是指保险人与被保险人约定的任何海上事故，包括与海上航行有关的发生于内河或者陆上的事故。。业内人士推荐新收录的资料作为进阶阅读
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根据中华人民共和国第十四届全国人民代表大会常务委员会第二十一次会议于2026年2月26日的决定：
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